In this report, the author uses interviews with 26 expert stakeholders and an online poll targeted at NGOs. She finds that despite a looming humanitarian crisis in Afghanistan, aid agencies are unable to operate at scale in the country because formal payment channels are almost completely unavailable to them. Humanitarian fund transfer options are severely limited, because of a combination of domestic and international factors, including a halt in most international funding, paralysis of the Afghan Central Bank, capital controls, and confusion over permissible activities under sanctions (leading to worsening overcompliance and financial sector de-risking). Moret explores the key risks and challenges associated with each humanitarian funding channel, and proposes recommendations for future steps that can stabilize the Afghan economy and facilitate humanitarian action.