The report scrutinizes how operational risk management practices between banks have affected the flow of cross-border humanitarian payments. It shows how a lack of common standards on how payments are processed within a globalized financial system impedes humanitarian transactions. The report calls for a multilateral approach to standard setting in order to effectively change the calculus of individual banks and encourage them to re-risk. In: Lohmann, Sascha, and Judith Vorrath (2021) International Sanctions: Improving Implementation through Better Interface Management